Know your net worth.
Add what you own and what you owe. Netcaly shows the one number that tells you where you stand, and how it changes over time.
Free for up to 5 items. After that, € 4,99 once, without a subscription.
Net worth
$190,950
- Assets $472,200
-
- Property 82% ($385,000)
- Investments 9% ($41,800)
- Bank account 5% ($24,500)
- Crypto 1% ($6,900)
- Vehicle 3% ($14,000)
- Liabilities $281,250
-
- Mortgage 95% ($268,000)
- Loan 4% ($12,400)
- Debt <1% ($850)
Growth
+$22,435 in the past year
| Date | Net worth |
|---|---|
| 11 Oct 2025 | $168,515 |
| 8 Nov 2025 | $168,279 |
| 6 Dec 2025 | $170,635 |
| 3 Jan 2026 | $174,515 |
| 31 Jan 2026 | $176,097 |
| 28 Feb 2026 | $175,712 |
| 28 Mar 2026 | $177,241 |
| 25 Apr 2026 | $181,110 |
| 23 May 2026 | $183,517 |
| 20 Jun 2026 | $183,302 |
| 18 Jul 2026 | $184,039 |
| 15 Aug 2026 | $187,584 |
| 12 Sep 2026 | $190,721 |
| 10 Oct 2026 | $190,971 |
| 11 Oct 2026 | $190,950 |
Assets 4
-
Home
Property
· updated 1 week ago
$385,000
-
Index funds
Investments
· updated today
$41,800
-
Savings account
Bank account
· updated 3 days ago
$24,500
-
Car
Vehicle
· updated 1 month ago
$14,000
Your money is everywhere. Your number is nowhere.
A checking account here, savings there. Some stocks, a pension, a bit of crypto. A house, and the mortgage that comes with it. Every app shows you one piece. None of them show the whole picture.
Spreadsheets go stale. Budgeting apps want your bank login and your daily attention. Netcaly does one thing: it adds it all up.
Your net worth in about a minute
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Sign in with Google
One click, no passwords. Netcaly only learns your name and email address.
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Add what you own and owe
Type amounts the way you write them. Netcaly understands both 24.500 and 24,500, and shows you exactly what it read.
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See your number
Netcaly adds it up instantly and keeps a daily history, so you can watch your net worth grow.
Net worth
$190,950
- Assets $472,200
-
- Property 82% ($385,000)
- Investments 9% ($41,800)
- Bank account 5% ($24,500)
- Crypto 1% ($6,900)
- Vehicle 3% ($14,000)
- Liabilities $281,250
-
- Mortgage 95% ($268,000)
- Loan 4% ($12,400)
- Debt <1% ($850)
Liabilities 3
-
Mortgage
Mortgage
· updated 1 week ago
$268,000
-
Student loan
Loan
· updated 1 month ago
$12,400
-
Credit card
Debt
· updated 2 days ago
$850
Small on purpose
Every feature helps you understand your net worth. Nothing else made the cut.
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One number that matters
Everything you own minus everything you owe, updated the moment you change something. Nothing competing for your attention.
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Private by design
No bank connections, no ads, no trackers. Netcaly only knows what you type in, and it’s stored on servers in the EU.
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Watch it grow
Netcaly keeps a daily snapshot whenever you update a value, so your growth chart fills itself in over time.
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Hide amounts in one tap
On a train or sharing your screen? Blur every amount with one click, or press H.
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Your currency, your format
Euros, dollars or pounds, each written the way you’re used to: € 1.250 or $1,250.
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Leave whenever you like
Export everything to CSV, or delete your account and all of its data with one click.
What you won’t find here
- Budgets
- Categories
- Transactions
- Bank connections
- Ads
- Subscriptions
Netcaly isn’t a budgeting app, a bank, an investment platform or an accounting tool. It adds up what you own and what you owe, and leaves the rest alone.
Free, or € 4,99 once
Start for free. Pay once if you want more. No subscriptions, ever.
Prices include VAT where applicable. Payments are handled securely by Mollie.
| Free € 0 | Lifetime € 4,99 once | |
|---|---|---|
| Assets and debts | Up to 5 | Unlimited |
| Your net worth and its breakdown | Included | Included |
| Daily history saved from day one | Included | Included |
| Hide amounts, dark mode, CSV export | Included | Included |
| Your growth chart with your full history | Not included | Included |
| Money-back guarantee | Not included | 14 days |
| Start for free | Get Lifetime |
Frequently asked questions
Want to go deeper? Read the guides or try the calculator.
What is net worth?
Your net worth is everything you own minus everything you owe. Add up your assets, such as savings, investments and the value of your home, then subtract your liabilities, such as a mortgage, loans and credit card debt. The result can be positive or negative, and tracking it over time shows whether your finances are moving in the right direction.
How do I calculate my net worth?
List everything you own with its value today, then list everything you owe. Subtract the total you owe from the total you own. Netcaly does the math for you: add each item once, update it when something changes, and it keeps a daily history so you can see how your net worth develops.
Is my financial data safe?
Netcaly only stores what you type in: names and amounts. There are no bank connections, so there are no bank logins to steal. Your data lives on servers in the EU, travels over encrypted connections and is never sold or shared.
Why sign in with Google?
It means there’s no password to leak or forget. Netcaly only receives your name, email address and profile picture. It can’t access your Gmail, contacts or files.
Does Netcaly connect to my bank?
No. You add your accounts and balances yourself, which takes about a minute. That way Netcaly never needs access to your bank.
What does “lifetime” mean?
One payment, no subscription. You keep access for as long as Netcaly exists. If we ever shut it down, we’ll let you know at least three months in advance so you can export your data.
Can I get a refund?
Yes. Email us within 14 days of your purchase and you’ll get your money back, no questions asked.
Which currencies does Netcaly support?
Euro, US dollar and British pound, each formatted the way it’s usually written. There are no exchange rates yet, so all your items use the same currency.
Can I delete my data?
Anytime. Download your data as CSV in settings and delete your account with one click. Everything is removed immediately.
What’s your number?
Find out in about a minute. Free for up to 5 items, no credit card required.