Net worth calculator
Fill in what you own and what you owe. Your net worth adds up as you type, and nothing leaves your browser unless you choose to save it.
How the calculator works
Your net worth is everything you own minus everything you owe. The calculator adds up the first list, subtracts the second, and shows the difference. Use today’s values: what your home would sell for, what’s left on your mortgage, what your investments are worth right now.
Not sure what to include? Here’s how to value your home, pension, car and loans.
A negative number is normal
If you’ve just finished studying or just bought a home, you may owe more than you own. That’s where a lot of people start. What matters is the direction it moves in, and that’s much easier to see once you track it.
Curious how you compare? See average net worth by age.
What happens to your numbers
The calculator runs in your browser. While you type, nothing is sent anywhere. If you choose to save, your amounts are kept with your session until you sign in, and then become the first items in your account. If you don’t sign in, they’re gone when the session ends.
Guides
- How to calculate your net worth Your net worth is what you own minus what you owe. A step-by-step guide to adding it up, putting a value on your home and debts, and reading the result.
- What counts toward your net worth? Your home, pension, car, student loan and crypto: what to include in your net worth, at which value, and what you’re better off leaving out.
- Average net worth by age Median and average net worth by age, from the Federal Reserve’s 2025 Survey of Consumer Finances and Statistics Netherlands. What the numbers mean for you.
- How often should you track your net worth? Once a month is enough for most people. Why the trend says more than any single number, which values to update when, and how to keep it to five minutes.